Personal loans offered by Good Finance

At Good Finance, our mission is simple – to provide credit and banking services that are the best, fastest and easiest to use, available 24/7 with personal customer service.

Sometimes you need extra money. Quickly. That’s why we have developed our simple and flexible lending service that gives you quick access to funds.

Personal loans, also known as mobile micro or text messaging loans, are extremely useful and can often be the perfect solution when something unexpected happens, and you do not have the resources to cover the cost.

Amount offered for Good Finance personal loans

Amount offered for Good Finance personal loans

New Good Finance clients can apply for a quick personal loan of between HRK 300 and 10,000 with a repayment period of 15 days to 12 months. A fantastic promotional campaign is underway: If you, as a new user, apply for any loan with a repayment period of up to 30 days, the loan will be free of charge, ie you will repay to the bank exactly how much you have borrowed.

Applying is fast, easy and completely free. Decide which of our online loans you need, when, and then press to complete the request form.

Required data and processing time


With our sophisticated and advanced technology, it only takes a few seconds to evaluate an application for one of our personal loans. The credit decision will be displayed on the screen in the blink of an eye.

No financial statements are required and since everything is done online, there is no standing in line (unless you choose a Personal Guarantor – then you will need to visit a notary to verify the contract). You will go through several virtual “checkpoints” to confirm your information as you go through the process. During this process, we will check your identity, credit rating and repayment ability by the due date.

At the end of the application we will ask you to confirm that you want to continue with one of our credits and we will send you a PIN on your mobile phone. Sounds easy, doesn’t it?

Good Finance personal loans

When and how you get your money


The money will be sent directly to the bank account of your choice within minutes of the final approval of the loan, upon receipt of the signed Loan Agreement and upon receipt of proof of guarantee.

Please note that before 7am, after 7pm and on weekends or holidays, it will take a little longer to receive your money.

Applying for Extra Personal Credit

Applying for Extra Personal Credit

If you are a customer who has received and successfully repaid one of our personal loans in the past and wants to apply for another loan, we use a text (SMS) messaging service that makes things even faster and easier.

For example, let’s say you want to apply for a $ 2,000 loan with a 4-monthly payment schedule. Just send a text message containing the CREDIT (loan amount) (installment number) PIN to 095 100 6744. We will immediately send you our decision in a text message and, if the loan is approved (and after you provide proof of guarantee), you will have the funds at to your bank account in a very short time. It’s so easy!

In addition, since you are already a Good Finance customer, we will be happy to offer you a quick personal loan of up to HRK 18,000 (depending on your credit, which you can check by calling the toll free number 0800 248 242 or by using one of the available contact methods.