Until recently, lifting a loan could not have gone without the involvement of the employer. The employer had to give a voucher 1 or voucher 2, which of course most of them tried to avoid. None of them were particularly keen on giving their worker their business and discovering how much they were really making.
Today, the situation is a bit different as credit companies have thrown employers out of the equation. A prospective client can obtain a loan, loan or loan on their own without needing any confirmation from the employer.
What is behind the loan without payroll
A payday loan is an indispensable part of a home loan offer. The banks have not yet introduced it in their operations because their approval is based on the amount of income and a number of other factors. A payday loan is based on smaller amounts and a flexible repayment period – this translates into a client creating the repayment plan himself. It does not have to be 12 months in debt as is the case with banks, but can be repaid at the next payday.
A payday loan is designed to repair smaller holes in your home budget. It is ideal for emergency repairs where there is no place in the black stock like home repairs, car breakdowns, celebrations, travel and the like.
A loan without a payroll – as its name implies, it does not exclude retirees but, indeed, can be requested by them and the workers. The most important thing is that the seeker is careful about financial orderliness.
How to get a loan without a payday
The payday loan is available online with minimal documentation that comes down to two basic documents, namely an ID card and a current account card. No additional documents or payroll are required. This is most often the case with smaller amounts that do not pose too much risk to the home loan company.
There is no additional cost to the loan without a payday loan. A contract that is downloaded directly from the websites of the selected credit institution does not need to be certified by the employer. In addition, the client saves several hundred kuna in addition to his time, which he can for example direct to repay the loan.
A loan with no payroll on the account sits as soon as possible. If all is well with the application, the money will arrive within minutes, but never more than 24 hours after the application is submitted. The procedure is maximally expedited thanks to minimal documentation.